How are agent commission payments handled? For example, does the team pay you 3% of the player’s check? Or do they pay the player and you send the player an invoice?

You send player invoice in NFL. There is no required terms for repayment. Thie terms for repayment are usually part of the Representation Agreement with the client. Some clients like to pay for the whole contract in the first year so they dont have that expense in later years.
In some other leagues, such as UFL (still a league?) it is handled by the league.

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